I took my retirement dollars out of the market in ‘24. Even my managed ESG portfolio still had Meta, Google, banks,etc. I don’t trust anyone operating in “the markets” much less Washington. I’m fully content with earning a measly ~3.5% in multiple high yield savings accounts. My biggest fear is the bastards scuttling the FDIC before this ship goes down.
Agreed. I dumped equities in January 2026. But it’s not just the equity markets. It’s also the future of FDIC insurance. Mark Calabria of the heritage foundation has stated their desire to drop FDIC coverage from its current $250k to $40k, and then eventually get rid of deposit insurance altogether.
What also concerns me is the possibility of this administration defaulting on US treasury bonds. Prior to his first term, rump acknowledged that, given the level of US debt, he would require investors to “take a haircut” on their investment in US treasuries. This implies default. Interest rates will skyrocket.
The stock market is being manipulated. That’s first
Secondly, these companies are posting RECORD earnings, due to lay offs (thanks AI), DOGE cuts, and increased war budgets. All the while paying less taxes.
Wake the fuck up americans.
Do not participate. Spend locally only when necessary.
Get your 401ks out of the markets. Because they sure as hell are coming for those too.
Where is most of the investment? There's a reason the market is soaring while inflation spikes. It's true that spending will retract, but if most capital is flying on tech, the market could continue while the real economy crashes.
I dumped the US stock market in Jan 2026, and then dumped the international stock market days after rump started the Iran war. Even precious metals have tanked.
But it’s not just the equity markets. It’s also the future of FDIC insurance. Mark Calabria of the heritage foundation has stated their desire to drop FDIC coverage from its current $250k to $40k, and then eventually get rid of deposit insurance altogether.
What also concerns me is the possibility of this administration defaulting on US treasury bonds. Prior to his first term, rump acknowledged that, given the level of US debt, he would require investors to “take a haircut” on their investment in US treasuries. This implies default.
I am sorry to say that as a middle class citizen whose background is Art, I do not understand what to do. Can you or anyone just tell me/us who know something is wrong but don’t have an answer: what should we do?
I have learnt so much from everyone of your posts. This is pure genius: “How many wealthy fascist societies has the world seen?” One’s wisdom and preparation for the worst will come from reflecting on that question. 🙏🙏🙏
There’s no growth path out of our 39+ trillion in federal debt. And there’s no political will for spending cuts or tax hikes. What’s left is financial repression, holding rates below inflation so the real value of the debt roads overtime. The incoming fed chair knows this. Every heavily indebted government eventually runs the same playbook. Unfortunately, it’s going to get ugly.
I realize that people here are probably not going over to Havens.Fund, but couldn't think of another way to ask others if this is an issue that only I am having.
Doubtful we will see the greatest crash in history. Thats a load of fear mongering titling if I have ever seen it. The macro dynamics are nothing compared to even the Great Recession where millions of homeowners were underwater on their mortgages and banks didn’t even understand how poorly they were leveraged.
Agree that we will see a significant pull back sometime relatively soon but worst ever??? Stop trying to scare people. In a K shaped economy, the spending will continue.
We are also going to experience one of the greatest eras of entrepreneurial growth in history. We have a massive amount of technologically savvy professionals being laid off who will embrace AI and create solutions in minutes that previously would have taken months or years with large teams.
Don’t buy into the fear. You are not Buffet…and neither is he any more.
I took my retirement dollars out of the market in ‘24. Even my managed ESG portfolio still had Meta, Google, banks,etc. I don’t trust anyone operating in “the markets” much less Washington. I’m fully content with earning a measly ~3.5% in multiple high yield savings accounts. My biggest fear is the bastards scuttling the FDIC before this ship goes down.
Agreed. I dumped equities in January 2026. But it’s not just the equity markets. It’s also the future of FDIC insurance. Mark Calabria of the heritage foundation has stated their desire to drop FDIC coverage from its current $250k to $40k, and then eventually get rid of deposit insurance altogether.
What also concerns me is the possibility of this administration defaulting on US treasury bonds. Prior to his first term, rump acknowledged that, given the level of US debt, he would require investors to “take a haircut” on their investment in US treasuries. This implies default. Interest rates will skyrocket.
It seems, no investment is safe.
I did the exact same thing.
We did similar. Can't trust them.
Some seriously scary shit, man.
The stock market is being manipulated. That’s first
Secondly, these companies are posting RECORD earnings, due to lay offs (thanks AI), DOGE cuts, and increased war budgets. All the while paying less taxes.
Wake the fuck up americans.
Do not participate. Spend locally only when necessary.
Get your 401ks out of the markets. Because they sure as hell are coming for those too.
Umair. Life is not - as your final paragraph indicates - ‘just about making money’. Eventually you run out of both consumers and producers. Good luck.
Where is most of the investment? There's a reason the market is soaring while inflation spikes. It's true that spending will retract, but if most capital is flying on tech, the market could continue while the real economy crashes.
I dumped the US stock market in Jan 2026, and then dumped the international stock market days after rump started the Iran war. Even precious metals have tanked.
But it’s not just the equity markets. It’s also the future of FDIC insurance. Mark Calabria of the heritage foundation has stated their desire to drop FDIC coverage from its current $250k to $40k, and then eventually get rid of deposit insurance altogether.
What also concerns me is the possibility of this administration defaulting on US treasury bonds. Prior to his first term, rump acknowledged that, given the level of US debt, he would require investors to “take a haircut” on their investment in US treasuries. This implies default.
It seems, no investment is safe.
I am sorry to say that as a middle class citizen whose background is Art, I do not understand what to do. Can you or anyone just tell me/us who know something is wrong but don’t have an answer: what should we do?
I have learnt so much from everyone of your posts. This is pure genius: “How many wealthy fascist societies has the world seen?” One’s wisdom and preparation for the worst will come from reflecting on that question. 🙏🙏🙏
47’s global recession
There’s no growth path out of our 39+ trillion in federal debt. And there’s no political will for spending cuts or tax hikes. What’s left is financial repression, holding rates below inflation so the real value of the debt roads overtime. The incoming fed chair knows this. Every heavily indebted government eventually runs the same playbook. Unfortunately, it’s going to get ugly.
Off topic, sort of. Is anyone else having problems with the Havens.Fund website loading?
I keep getting this message:
This site can’t provide a secure connection
havens.fund uses an unsupported protocol.
ERR_SSL_VERSION_OR_CIPHER_MISMATCH
Unsupported protocol
The client and server don't support a common SSL protocol version or cipher suite.
I get emails of posts on Issue.io and umairhaque.org but am worried that I will not get the Fund updates for subscribers.
Same issue here
Thanks for the reply. Good to know I'm not the one messing up!
I realize that people here are probably not going over to Havens.Fund, but couldn't think of another way to ask others if this is an issue that only I am having.
The DOW Jones is only 30 companies whose value is easily manipulated .
The DOW won’t crash, people will.
Doubtful we will see the greatest crash in history. Thats a load of fear mongering titling if I have ever seen it. The macro dynamics are nothing compared to even the Great Recession where millions of homeowners were underwater on their mortgages and banks didn’t even understand how poorly they were leveraged.
Agree that we will see a significant pull back sometime relatively soon but worst ever??? Stop trying to scare people. In a K shaped economy, the spending will continue.
We are also going to experience one of the greatest eras of entrepreneurial growth in history. We have a massive amount of technologically savvy professionals being laid off who will embrace AI and create solutions in minutes that previously would have taken months or years with large teams.
Don’t buy into the fear. You are not Buffet…and neither is he any more.
We are aligned in many points, nice note!
I'd say that continuing to make art is as good of a plan as it gets.
It's about time.